Mechanic receiving a sign paperwork from customers for vehicle service

AAA Vehicle Protection Plan

Avoid the high cost of mechanical failures. Your car is an investment and even if you keep it in good condition, you still run the risk of mechanical breakdown. If you plan to own your vehicle beyond the terms of your factory warranty, you could face costly repairs without protection. The AAA Vehicle Protection Plan provides low cost coverage to protect against unexpected repair costs. Plans and coverage levels are available to meet different needs and budgets. Call 1-800-323-4300 for a FREE quote or additional information! 

*During normal business hours, call 1-800-323-4300, available Monday-Thursday 8am-8:30pm, Friday 9am-7:30pm, Saturday 9am-4:30pm, and Sunday 10am-2:30pm.

REQUEST A QUOTE 1-800-323-4300

Other Automotive Solutions

AAA Members save

AAA Members Save

  • Reimbursement for rental vehicle charges up to $245, not to exceed $35 per 24-hour period
  • No-Cost Payment Plans – 0% financing for 12 to 18 months with only 10% down
  • $0 deductible when you use a AAA Owned Auto Repair facility or a AAA Approved Auto Repair facility

PLans Include

All plans also include:

  • Seals and gaskets – included (refer to your contract)
  • Repair shops paid directly – no paperwork for AAA members
  • No physical inspection needed to enroll your vehicle (waiting period may apply)
  • Your plan is fully transferable upon resale to another party
  • Wide range of coverage options for new or used vehicles

vehicle protection plan highlights

Highlights Include:

  • Any Year—Any Mileage Plans NEW
  • Zero Deductible NEW
  • Battery Replacement NEW
  • Trip Interruption Reimbursement NEW
  • Low mileage terms available NEW
  • Business use now allowed NEW
  • Three coverage levels available
  • 0% financing for up to 18 months

Vehicle Protection Plans Silver Gold Platinum
Air Conditioning Group No Yes Yes
Basic Electrical Group Yes Yes Yes
Brake Group No Yes Yes
Cooling Group No Yes Yes
Drive Axle Group (Front or Rear) Yes Yes Yes
No No No
Engine Group Yes Yes Yes
Front & Rear Suspension Group No Yes Yes
Parts Failure No No Yes
Power Steering Group Yes Yes Yes
Rental Car Yes Yes Yes
Seals & Gaskets Yes Yes Yes
Taxes & Fluids Yes Yes Yes
Transmission, Transaxle & Transfer Case (4x4/AWD) Yes Yes Yes
Turbocharger/Supercharger Yes Yes Yes


All claims must be approved by prior to work being completed. For all contracts purchased prior to May 1, 2008 please have your repair shop call 800-745-4441. For all contracts purchased between May 1, 2008 and December 31, 2012 please have your repair shop call 800-476-0770. For all contracts purchased after January 1, 2013 please have your repair shop call 888-440-1166.

Cancellation Policy:
All cancellation requests take 30 days to process. A refund will be sent to you directly. If you have a question, please contact 800-323-4300 and select option #1.



The AAA Vehicle Protection Plan (VPP) is a vehicle service contract program administered by AUL, Inc. and backed by American Bankers Insurance Company of Florida, an Assurant Solutions Company.

For Administrative or claims issues:
AUL, Inc.
1250 Main Street, Suite 300
Napa, CA  94559

Zero Percent Financing provided by:
Siuprem Inc.
P. O. Box 105611