HOW TO AFFORD FURNISHING YOUR NEW HOUSE

Try using a little creativity and prioritizing your furniture needs

By Ashley Chorpenning

AAA World Article

Congratulations, you’ve achieved an amazing accomplishment—buying a home. Now it’s time to start furnishing your house. Don’t worry, because even if you spent most of your funds on the purchase of your property and moving costs, you can still afford to finish your abode with these simple tips. 

ASSESS YOUR FURNITURE INVENTORY 
Before you head to your local furniture store, you want to determine what you already have in your possession. While you may be tempted to purchase new magazine-worthy furniture pieces, it’s in your best interests to only purchase what you absolutely need. As you begin to rebuild your savings, you can replace items as you go. 

So, take a moment to review what you have and make a list of the items you need. 

PRIORITIZE PURCHASES
Once you’ve created a list of the furniture items you need, you can prioritize the most important ones. It’s overwhelming to look at your furniture list and think you need to purchase everything at once—but you don’t have to.

For example, you may need a couch and a dining room table. But if you don’t plan on entertaining any time soon, you may want to prioritize the purchase of a couch.  

DON’T PAY FULL PRICE
Now that you’ve discovered what items you need and what items can wait, it’s time to go shopping. There are plenty of ways to furnish your home without purchasing high-end items. You may want to start by visiting thrift shops or consignment stores in your community. Also check out Facebook Marketplace, OfferUp, and other for-sale sites that offer furniture at discounted prices. 

Also, try to negotiate for a lower price, you never know when the seller simply wants to get rid of the item. Negotiating can keep more money in your wallet and give you more funds to pay for your other furniture needs. 

GIVE YOUR NEW ITEMS A FACE LIFT
Don’t be afraid to put a little effort into creating the furniture pieces of your dreams. For example, you may discover a beautiful floor lamp at your local consignment store but it’s an awful brass color. Consider painting it a different color such as black or white so it can fit in with the rest of your furniture pieces. When shopping, keep an open mind and look for pieces that can be transformed with a little love and care. 

TRY ONLY BUYING WITH CASH
It can be very tempting to pull out your credit card and buy the dining room table of your dreams. However, while you may think you can afford this item, there may be other expenses that come up that need more urgent care. So, if possible, try to only use cash when buying new furniture. This will ensure that you can afford all your new purchases and you will avoid having to pay interest on the items you buy. 

No matter what your budget is, you can afford furniture for your new house. Try using a little creativity and prioritize your furniture needs. Within no time you’ll turn your house into the home of your dreams.